What questions should developers ask when buying an apartment?

Each buyer wants to choose the best apartment that perfectly meets his requirements. Everyone strives to use the available savings in the most rational way and avoid mistakes. However, there is often no experience in this matter, since it is not often necessary to purchase real estate.

Let's figure out how to competently build a conversation with the developer, what needs to be clarified and what to pay attention to.

Preliminary collection of information

First of all, you need to prepare for the conversation: collect information about the house, apartment and the developer himself. Interested in LCD "Transfiguration"? Google and Yandex not only "LCD transformation reviews", but also "LCD transformation problems", "LCD transformation minuses", "LCD transformation disadvantages". And even - "ingrad reviews", "ingrad problems".

The reputation of a construction company is the first thing you need to find out when buying a home if you want to get a quality apartment on time and not worry that the developer will run away with your money.

By the way, if this is the developer's first home, it is difficult to guarantee that it will be completed successfully.

If the company has been working in the construction business for a long time, enjoys a well-deserved reputation, regularly rents house after house, and the tenants do not complain, then the developer can be trusted.

Thus, when the buyer approaches the developer, he should already have an opinion about the house and the company and a list of issues that need to be clarified.

Submit your documents

It is worth starting with the question of the availability of documents for the implementation of construction. A conscientious developer will have all permits in order.

First of all, this land documents, on which the building is being built. Note that land can be leased, subleased or owned. It is important that the purpose of the land plot does not conflict with the nature of the work being carried out: if the land is allocated for individual development, an apartment building cannot be built on it.

It is important to ask and building permit. If the developer company does not have it, it cannot carry out construction work. If the house was built without issuing this document, the State Construction Supervision Authority will not accept the building. It should be remembered that the permit must be valid and issued in the name of the developer, who will later be liable to the buyer.

You should also ask about the availability contracts with gas and energy companies. Connecting communications is a long and expensive procedure. It will be a shame if some of the technical amenities in the new apartment are not seen due to the lack of dedicated energy capacity. It's great when, at the initial stage, the company will be able to provide technical conditions for all communications. Then there is no doubt that the residents will have gas, electricity and water immediately after the settlement.

It will not be superfluous to also ask who brings communications, and find information about them and reviews on the Internet.

Not less important inquire about the type of contract- ZhSK, DDU, etc. Each contract is characterized by its own characteristics of the acquisition of housing, which must be taken into account when signing it.

Transparency of the financial situation

To assess the financial reliability of the developer, a potential buyer should ask who is investing in building a house, whether the company attracts bank loans, and what acts as collateral if they are attracted.

The lower the developer's debt load, the more likely it is that he will cope with the construction even in the event of a crisis. Note that it is better if the developer erects a building on his own site. If the land is used under an investment agreement, it is worth finding out if the developer has any debts to the city budget for this site.

We need to discuss what the cost of your apartment will be with different payment options (full prepayment, installment plan, mortgage), availability of shares. Immediately it is better to inquire about the conditions for terminating the contract, including assignment.

It is also worth remembering that the developer can include additional costs in the contract: penalties, registration of documents and mortgages, re-measurement of apartments, intercom fees, cameras, utility bills in advance and other expenses.

Technical questions

If you are buying a home at the initial stage of construction, ask about the type of house under construction. Under the exterior trim, they are sometimes difficult to distinguish.

Brick houses have proven their reliability over the years. Now low-rise houses and elite houses are being built in this way, their cost is high, and more time is required for construction.

The panels make it possible to build durable and warm multi-storey buildings in a short time. Their disadvantages: poor sound insulation and the impossibility of redevelopment.

Frame-monolithic buildings combine the advantages of the two previous ones. This type of building construction seems to be the most promising now. The bearing load falls on the reinforced concrete frame of the house, which makes it possible to plan the layout of the rooms as the future owner wants, and each wall can be demolished.

Brick or blocks of various types can be used here. Brick is the best material: warm, durable, easy to screw in. Silicate blocks are environmentally friendly. Blocks produced by the foaming method have some peculiarities: they are not tested in time and it is difficult to drive a nail into them.

Regarding the finishing of the apartment, it is also better to ask in advance. There are three options here. If the apartment is not finished, the buyer will receive a concrete floor, uneven walls and the simplest glazing, an electric meter and wires.

With a rough finish, the walls are leveled, the floor assumes a cement screed, switches and sockets are installed, double-glazed windows are double-glazed, slopes are framed, there are window sills.

Full finish means that such an apartment has everything you need to move in.

It is also important to find out how many apartments will be on the site, what elevators will be installed, how many of them and where they will be located. And ask about the location of the garbage chutes. The sounds of an elevator and the rumble of a garbage chute can be quite inconvenient, especially at night.

The area around the house

It would not be superfluous to ask about the construction of social structure facilities and ask about the future: what kind of development is planned in a few years, and also whether there are environmentally harmful enterprises, railways, landfills and cemeteries near the house.

If you are going to buy an apartment in a residential complex and your house is one of the first built, you need to prepare in the coming years to breathe cement and endure the rumble of dump trucks and tractors. Note that the 17-storey building will not be built earlier than a year and a half, so the timing of the development of the complex should also be clarified.

Car owners will probably want to know if parking is provided near the house, how many parking spaces are planned for one apartment.

When buying a home in a new area, ask the developer if it is planned to build a school, a kindergarten, and when the landscaping will be done.

It is worth considering the environmental situation. You can ask the developer a question or look on the Internet for environmental maps of the area, which indicate all the harmful factors.

Conclusion

At first glance, it may seem that buying your own apartment is impossible without outside help. However, if you use our advice, you can easily overcome this path. The main thing to remember is that haste in this matter can result in unpleasant surprises in the future. Therefore, special attention must be paid at all stages of the transaction. Also, do not forget about specialists who will do all the work for you, but in this case, you should contact only trusted agencies that value their reputation.