Where to invest a million rubles to earn

When a decent amount of money is on hand, a logical question arises: where to invest 1,000,000 rubles to make money? This amount is an ideal start for big earnings, so we will consider popular investment options.

There are many ways to invest money

Where to begin

Before seriously tackling this issue, you should:

1. Describe the desired earnings. The choice depends on this. For example, if small monthly sums are arranged, then the option with the delivery of real estate will suit you.
2. Draw up time limits. If you are completely satisfied with your current life and you are ready to wait, then you can bet on far-reaching plans, where earnings will not be in the first months, but later. For example, a bank deposit. If you cannot wait, then you should look for options where one hundred percent earnings will be in the first months after the investment.
3. Understand your talents and capabilities. You studied to be an economist, but because of a number of circumstances you started to work outside your specialty? - excellent, because such a baggage of knowledge can serve as an ideal foundation in the work of a broker. It will be necessary to refresh your knowledge and add new ones, since every year the market is subject to changes and this should be taken into account. If you have any other talents, dreams, or are simply ready for something new, then this will also help determine where to invest a million rubles in order to earn.
4. Understand your motivation. If you are not in the mood to gain new knowledge and want income with minimal energy consumption, then investing in stocks is a stupid move. If you are in the mood for passive income, where you do not need to apply knowledge and learn something new, then this should also be taken into account.

Where to invest

We will consider popular and win-win options further.

Real estate

The property is easily paid off thanks to the rent. If you add a couple of hundred thousand more to the million, you can create an apartment for rent. A profitable, but not stable option is to rent it daily. You can earn from 2 thousand rubles and more per day, depending on the condition of the home. A stable option is to take monthly. Taking into account the payment of utilities by residents, for a month, with this type of lease, you can receive at least 10 thousand rubles. Thus, the apartment can be recouped in 5-10 years or less.

Another option is the acquisition of living space in a building under construction or the acquisition of an old one with subsequent resale.

In numbers:

1. When buying an apartment in a facility under construction, the profit will be at least 300-500.000 rubles.
2. If you buy a property in an acceptable condition and make repairs, then the earnings will be at least 100,000 rubles.
3. When renting, you can receive from 20,000 rubles monthly.

A profitable investment of money requires a full study of the issue

Stock

Investing in stocks requires knowledge - you will have to hire a personal broker or sign up for courses for novice shareholders. You can earn a billion rubles or more on promotions. It is important to have a deep knowledge of finance. We strongly advise against becoming a broker on your own based only on your intuition.

It is difficult to predict earnings - it all depends on the chosen strategy and market situation.

Business

It should be noted right away that for a successful business you need ideas and motivation. Starting a business without the necessary knowledge and the ultimate goal means wasting money. A million will be enough to achieve a small goal. For example, this money will be enough to open a small coffee stall or shop. For larger-scale goals, additional investments and attraction of investors will be required.

The numbers are different for everyone, since it all depends on the city, the popularity of the product or service being promoted, advertising and many other nuances.

If you are a beginner, then pay attention to buying a franchise, where there is already a ready-made business plan and your task is to implement it.

Contribution

If you think it is much more profitable to invest 1 million rubles without unnecessary nerves, then you can put money at interest. For several years, you can increase the invested amount several times. This idea is also good for those who do not yet know exactly where to invest, but do not want to waste money. We advise you to choose a trusted bank that has worked properly over the past 10-20 years and has not had a negative experience in the form of closing branches or losing depositors' funds.

In numbers:

1. With 7% per annum and monthly interest on the balance, you get 72,000 rubles of benefit.
2. If interest is charged once a year and funds cannot be withdrawn, then with the same 7%, you get 70,000 rubles of benefit.

A deposit with a high interest will increase your income

Co-founder

Imagine you have a team. This team knows well what they want and they have a great idea, but the only thing they lack to get started is money. By becoming a co-founder, you can help talented guys break through and make good money on it!

It is important that the team has a clear plan and everything is formalized. As the company develops, a percentage will be credited to your account every month. The more contribution and turnover, the more you will receive later.

It is important to understand that this type of investment will not pay off quickly, so you need to be prepared for months and even years of waiting before you start making good money.

Let's imagine that there are several co-founders and the amount of the authorized capital is 10.000.000 rubles, therefore, your monthly profit is 10%. If the company reaches a turnover of a million rubles in a month, then you earn 100,000 rubles on this.

Outbid

A popular way to make money in the 21st century is to buy a domain or group with a large audience with free distribution of files. For example, there are sites where a large gallery of films and TV series, educational information is collected for free. In this case, you will be paid for advertising on your site, and money will also drip from grateful users. To do this, do not forget to install a widget where any user can send any amount from 10 rubles as a token of gratitude.

With a daily attendance of 10.000 people, you can earn a minimum of 5.000 rubles from advertising. The cost depends on the specific advertiser and the number of clicks.

Currency

The exchange rate is constantly jumping, creating fertile ground for earning. The point of investing is that you buy a currency at a time when it is cheap, and when a jump has occurred, you sell it. Revenue from this type of earnings cannot be predicted - it all depends on the amounts and conversion of the bank. They often invest in euros and dollars.

Precious metals

Metals are not affected by inflation and the purchase has long-term prospects. To choose the right metal, you need to assess the growth trend and choose the right option for yourself. A document is issued for each metal.

It is necessary to have sufficient knowledge in the chosen field

Pamm account

Investing in foreign exchange interbank exchange is the best way to earn money if you do not have enough knowledge for independent trading on stock exchanges. The manager distributes your money by buying up shares. The revenue is split according to the agreement.

Where not to invest money

At the time of searching for what to invest in, you can run into scammers offering "win-win" options with instant earnings. Remember the following:

1. Documents are required. Don't take anyone's word for it. There are banks with "especially good deals" that close the very next day. Do not trust unfamiliar institutions. It is better to put finances at a lower percentage, but get profit from them, than to put it at a huge percentage and not see them again. Before signing documents, check out the top 10 banks in your country.
2. Without knowledge and experience, don't go to the exchanges. It is worth noting here that if you have enough knowledge, then you will not run into fake exchanges. If you have no knowledge and experience, then you should not open the first site that comes across and rush to buy everything that only comes to hand. Scammers can easily cash in on newbies looking to get rich quick by creating fake websites and faking transactions.
3. Check documents. It is worth hiring a good lawyer who could verify the documents for authenticity. There are a number of fraudsters who make fake contracts, where there are many pitfalls or all the seals and signatures are fake.
4. Don't expect instant payouts. If you are promised instant payments, then you should know - this is a deception. The investment cannot be recouped in a few days or weeks.

Conclusion

Invest wisely and subject your documents to rigorous scrutiny. Do not try to find quick ways to earn money, it is impossible to achieve such an honest way. Check each investment option, according to your desires and capabilities.